Pragmatic Contact

ACH recovery advisory

We recover payments.

Most companies can name their return rate. Far fewer can name what failed ACH payments cost them, where the leakage starts, or how much is recoverable.

Illustration of returned ACH payments moving through a recovery workflow
$100M ACH volume / yr
$3M lost to returns
$2-3M recovered

Illustrative example, based on a modest 3% return rate.

Internal platform

We analyze 100+ payment signals to find recoverable revenue.

Our internal platform reviews return codes, retry windows, authorization history, customer status, payment timing, and account-level risk patterns to identify where ACH failures can be recovered.

100+ analysis parameters
3 recovery motions
ACH return intelligence
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ACH Intel dashboard showing decline reasons, recovery motions, and outreach queues

Our payments media

Payments.FM

We interview payments operators, founders, and experts on the trends shaping payment performance, risk, and recovery.

Watch the channel

Free audit

Free ACH performance audit.

We analyze your ACH data, compare performance against benchmarks, define the recovery opportunity, and create a practical recovery strategy. Delivery in 30 days. No commitment required.

  • Data analysis
  • Benchmark comparison
  • Recovery opportunity sizing
  • 30-day strategy delivery